Rental Property Insurance
Seattle, Bellevue, Tacoma, Everett and all of Washington State. Get the protection you need for your rental property.
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Rental property insurance in Seattle, Bellevue, Tacoma, Everett and all of Washington.

Don’t be fooled, just because your tenant has Renters insurance doesn’t mean that you—the owner—are protected.

Rental property insurance, also known as a Landlord Policy, is specially designed to cover the risks faced when you rent your property to others. It’s similar to a homeowners policy but is designed to account for the differing risks that you face when you rent a property rather than live in it yourself.

In addition to damage to the building itself and your personal property (such as included furniture), rental property insurance often covers lost income if property damaged means you can’t rent it out for a period. The policy will also often include coverage for liability you might face if a tenant sues over injury suffered in the property.

Other covered risks can include any costs you have to pay to move a tenant in or out of the property during repairs, and any compensation you have to pay to a tenant if damage puts heating or air conditioning out of action.

One point to watch is the fact that policies usually don’t cover loss of income if a tenant fails to make rent payments, or the costs of evicting a tenant if necessary.

If you’ve got any questions on rental property insurance or want to find the best policy, contact us today.


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